About Steady Growth Funding
We fund growth one rung at a time, because that is how most good businesses grow.
Steady Growth Funding helps owners find funding sized to the next sensible step.
Why rungs
We are not a lender. Your application goes to our funding partner and through it to a network of lenders and funding providers who decide whether to make an offer. What we add is a question about size: is this the right rung for the business now, and is the funding shaped to fit it?
Owners rarely get into trouble growing. They get into trouble growing two rungs at once, with repayments sized for a business they have not become yet. Matching the funding to the step is most of how we try to prevent that.
We arrange funding for businesses, not personal or consumer credit. There is no phone line: the application is the way in, and a specialist replies.
One rung at a time
Steady growth is a ladder, not a leap.
Five moves, smallest first. Each one is easier to carry when the rung before it is already solid.
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1
Steady the floor
Before anything grows, the day-to-day has to be covered: wages, suppliers, rent, the float in the till.
Ready when the business makes money but timing keeps squeezing the account.
Working Capital →- Up to $1M
- 24 – 48 hours
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2
Buy ahead
More stock or materials than usual, bought before a busier stretch so the shelves are full when customers arrive.
Ready when you can name the season or order that will sell it through.
Short Term Business Loan →- $10K – $1M
- 1 – 2 days
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3
Keep a buffer
A facility that sits ready while the business stretches, so a slow month does not undo the progress of a good one.
Ready when you would rather have room to draw on than borrow a lump sum you might not need.
Business Line of Credit →- Up to $1M
- 1 – 2 days
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4
Kit out
The oven, van, chair or machine that lets the business take on more work than it can today.
Ready when the extra work is already there, waiting on the capacity.
Equipment Financing →- Up to $250K
- 1 – 5 years
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5
Build out
The big rung: a second site, a fit-out, a contract larger than anything before it.
Ready when today's takings could cover the repayment even if the new venture starts slowly.
Term Loan →- $20K – $1M
- Within 24 hours
The application
Start your application
Around two minutes: the amount, what the step is, your details and a few questions about the business. Free, and nothing is agreed until you accept an offer.
The application is the way in, and it takes about two minutes.
