The process

Applying takes less time than planning the next step

Three stages, and the specialist does the lender-by-lender work.

Two restaurant owners standing together in their dining room.

Step 01

Tell us the step

The amount, what it is for, and a few questions about the business. There is no business plan to write and no fee to pay.

Short and free
No documents up front
Not a commitment

A practice owner going through a form with a colleague.

Step 02

Funding sized to it

A specialist matches the size and length of the step to the programmes that suit it, then gathers offers from lenders across the network.

Matched to the size of the move
Many lenders from one application
Offers set side by side

Step 03

Take the step when it suits you

You see each offer's cost over its full term and decide. Accept one and, once approved, funds can arrive in as little as 24 hours.

No pressure to accept
Full cost shown first
As little as 24 hours once approved

A salon owner standing in her salon, arms folded.

The network's figures

Behind the application, a network of lenders

80+lenders in the network

25,000businesses funded

24 hrsto funding once approved

These numbers describe the lending network Steady Growth Funding works through, not this brand alone.

Good roots

How we keep growth steady

Funding should make the next step easier, not the one after it harder.

Sized to the step: We look for funding that matches the move you are making, not the most a lender will lend.
A repayment you can carry: Every offer shows its repayment rhythm before you sign, so you can test it against a quiet week.
Honest about pace: If a smaller rung would serve you better first, your specialist will say so.
No charge to look: Applying is free and seeing your offers commits you to nothing.

The application

Start your application

Around two minutes: the amount, what the step is, your details and a few questions about the business. Free, and nothing is agreed until you accept an offer.