Apply for funding

Equipment financing

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Term
1–5 years
Cost
As low as 8%
Repayment
Monthly

Apply for funding

Two people checking a delivery against the racking in a warehouse.

Equipment financing

What it is, and how it repays

Equipment financing covers the cost of buying or leasing what your business runs on. Most owners hear the phrase and picture tractors and backhoes — construction equipment is certainly financeable, but so are refrigerators, vehicles, medical devices, ovens, servers and computers.

Exact qualifications vary by lender and by the equipment itself. If you do not meet all of them — a credit score under 650, say — solid cash flow can still make the case.

On the ladder

Rung 4: kit out

The oven, van, chair or machine that lets the business take on more work than it can today.

Ready when the extra work is already there, waiting on the capacity.

  1. 5Build out · Term loan
  2. 4Kit out · Equipment financing
  3. 3Keep a buffer · Line of credit
  4. 2Buy ahead · Short-term loan
  5. 1Steady the floor · Working capital

See the whole ladder →

What it gives you

What lenders usually look for

  • 12+ months in business
  • 650+ credit score
  • $50,000+ annual revenue
  • Quick and easy application

The application

Start your application

Around two minutes: the amount, what the step is, your details and a few questions about the business. Free, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours