Working Capital
Funding your day-to-day operations.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Working capital
Working Capital
Funding your day-to-day operations.
- Funding amount
- Up to $1M
- Funding speed
- Within 24–48 hours
- Cost
- Starting at 4.5%
- Repayment
- Daily or weekly ACH
Working capital
What it is, and how it repays
Working capital funds the running of the business rather than a single purchase: payroll, rent, stock, the gap between invoicing and being paid. Terms are typically short, averaging between six and twenty-four months.
It is the option that keeps growth going through a money-tight stretch, without putting a long obligation on the books.
On the ladder
Rung 1: steady the floor
Before anything grows, the day-to-day has to be covered: wages, suppliers, rent, the float in the till.
Ready when the business makes money but timing keeps squeezing the account.
What it gives you
Why owners take this step with it
- Short term, so it clears quickly
- Funded within 24–48 hours once approved
- Spend it on the step you are taking
- No out-of-pocket fees
The application
Start your application
Around two minutes: the amount, what the step is, your details and a few questions about the business. Free, and nothing is agreed until you accept an offer.
The application is the way in, and it takes about two minutes.
The six
All six programmes, this one marked
Short Term Business Loan
Fund your business on your terms.
- Funding amount
- $10K – $1M
- Cost
- Beginning at 6%
Business Line of Credit
Flexible financing, there when you need it.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Equipment Financing
Equipment for virtually any industry.
- Loan amount
- Up to $250K
- Cost
- As low as 8%
Term Loan
The classic way to fund a bigger move.
- Loan amount
- $20K – $1M
- Interest rate
- As low as 6%
Revenue-Based Funding
Quick and efficient access to capital.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
