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Short-term loan

Short Term Business Loan

Fund your business on your terms.

Funding amount
$10K – $1M
Funding speed
As quick as 1–2 days
Cost
Beginning at 6%
Term
Up to 24 months

Apply for funding

A shopkeeper in his apron counting stock on a clipboard.

Short-term loan

What it is, and how it repays

A short term loan works like a term loan with a shorter payback period, usually a year or less. It is built for the things that cannot wait: an unexpected cost, a slow season, a short project that will pay for itself.

You may be in a hurry to get financing, but rushing into the wrong short term loan is expensive. A funding specialist goes through the offers with you before you sign anything.

On the ladder

Rung 2: buy ahead

More stock or materials than usual, bought before a busier stretch so the shelves are full when customers arrive.

Ready when you can name the season or order that will sell it through.

  1. 5Build out · Term loan
  2. 4Kit out · Equipment financing
  3. 3Keep a buffer · Line of credit
  4. 2Buy ahead · Short-term loan
  5. 1Steady the floor · Working capital

See the whole ladder →

What it gives you

Why owners take this step with it

  • A repayment rhythm agreed before you sign
  • Funded in as little as 1–2 days once approved
  • Spend it on the step you are taking
  • No out-of-pocket fees

The application

Start your application

Around two minutes: the amount, what the step is, your details and a few questions about the business. Free, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours