Apply for funding

Line of credit

Business Line of Credit

Flexible financing, there when you need it.

Funding amount
Up to $1M
Term
6 months to 3 years
Cost
Starting at 4.5%
Funding speed
Within 1–2 days

Apply for funding

An owner reading through her papers at a desk in her studio.

Line of credit

What it is, and how it repays

A line of credit gives you access to a fixed amount of capital that you draw on only when you need it. Think of it as a financial safety net: it sits there costing nothing until the day it earns its keep.

When you do draw on it, you can use it for almost any business need, and you pay for what you use rather than for the whole facility.

On the ladder

Rung 3: keep a buffer

A facility that sits ready while the business stretches, so a slow month does not undo the progress of a good one.

Ready when you would rather have room to draw on than borrow a lump sum you might not need.

  1. 5Build out · Term loan
  2. 4Kit out · Equipment financing
  3. 3Keep a buffer · Line of credit
  4. 2Buy ahead · Short-term loan
  5. 1Steady the floor · Working capital

See the whole ladder →

What it gives you

Why owners take this step with it

  • Flexible financing
  • No obligation to use it
  • Works for almost any business need
  • Pay for what you use

The application

Start your application

Around two minutes: the amount, what the step is, your details and a few questions about the business. Free, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours